When using credit cards, there is always the risk of human or computer error on the part of credit card companies. With the Fair Credit Billing Act (FCBA), however, there are some safeguards put into place just in case credit card companies mess up. With these safeguards, consumers have recourse to correct errors – and [...]

When you are considering whether or not you wish to apply for a credit card it is always a good idea to check out the types of credit card services that the company offers. All credit card companies do not offer their customers all of the same services so the more information you have to [...]

We all get those credit card offers in the mail. You know the ones I mean. Zero percent for six months on this guaranteed credit line! Somehow you always get the feeling that there’s a catch. But how do you know what the catch is? You have to know how [...]

If you wish to apply for a credit card then it is important that you shop around for the best rates. Not all companies offer the same rates. Keep in mind that the state of your credit plays a role in the cards you will apply for and those that will take you on as [...]