by admin on Credit Card OffersCredit Card Offers
For the first two years of existence, the American Express credit card was by invitation only. In addition, the people who were invited to apply needed excellent credit and perfect payment history. Because of this, the early American Express credit card was carried by celebrities, politicians, and wealthy individuals. However, to keep up with competition, things evolved over the years to the point that today, anyone with excellent credit can apply for this prestigious card.
Founded in 1850, American Express is actually just one of 30 components associated with the Dow Jones Industrial Average, a company known primarily for credit cards although it also offers charge cards and traveler checks. Today, American Express has a variety of credit cards for both personal and business use, which are designed to offer low credit, low fees, and outstanding benefits.
A perfect example of the American Express on the market now is the Blue Sky credit card by American Express. With this, you would enjoy payment flexibility, something that is unique from the way payments were originally established. For instance, the way credit cards were designed initially is that the entire balance had to be paid within 30 days. This card also has a six-month introductory period with 0% Annual Percentage Rate, no annual fee, and balance transfer capability.
A benefit of choosing the Blue Sky credit card by American Express is that purchases made with the card can be transferred free travel. With a rewards program, you could enjoy travel without worrying about restrictions or blackout dates. In addition to air travel discounts, the rewards program of the Blue Sky credit card by American Express is good for hotel accommodations and car rentals. At the end of the introductory period, the regular Annual Percentage Rate changes to 17.24% to 21.24% variable.
Another version of the Blue Sky credit card by American Express is the Preferred card. With this card, once 7,500 rewards points have accumulated, they could be redeemed for a $100 credit on the account statement. In addition, the Blue Sky Preferred credit card provides two times the points for dining out, hotel accommodations, and rental cars. Then for all other purchases, you would earn one point. This card also boasts a $100 annual Airline Allowance, which helps to cover the cost of luggage, as well as other in-flight incidentals. Just like the other Blue Sky credit card, this too has a six-month 0% Annual Percentage Rate introductory period.
by admin on Credit Card OffersCredit Card Offers
In addition to providing great benefits all backed by the Visa logo, the MTV Visa credit card is cool. Although this particular credit card is often chosen by the younger generation, it is available for anyone young at heart. As you are about to discover, the point reward system of this card is the primary reason it is so popular. Although interest rates are higher than some other similar cards, when you discover how beneficial the rewards system is, choosing to apply for this Visa credit card makes perfect sense.
For starters, the standard Annual Percentage Rate is variable and set at 24.9%, which is good for normal purchases along with balance transfers. However, for balance transfers, the fee is waived. In addition, Visa does not charge an annual fee for carrying this card, which helps to offset the higher interest rate. Now, some of the benefits that you would enjoy include the $0 fraud liability protection. This means if the card were lost or stolen and someone were to make unauthorized purchases you would not be financially responsible.
In addition, the MTV Visa credit card comes with travel accident insurance. In this case, if you were traveling on business or pleasure and became ill or injured thereby requiring medical attention, the insurance protection would kick in so you are not left spending thousands of dollars for proper care. The card also features rental car insurance so when traveling, you could rent a vehicle, waiving the insurance offered from the rental company, but knowing you are completely protected in case of accident. Then, the 24-hour travel and emergency assistance is a huge bonus. If for any reason you needed assistance from a company professional, help would be just a phone call away anytime day or night.
As mentioned, the rewards program associated with the MTV Visa credit card is amazing. With this, you have the opportunity to accumulate points that could then be redeemed for shows, events, and merchandise specific to MTV. However, with the accumulated points, you could also purchase gift cards from major retailers, use 15,000 points to fly free, trade points in for cash or discounts on merchandise, or even donate the points to a charity of your choice. Obviously, having so many choices with a credit card rewards program is rare.
With the MTV Visa credit card, you would earn five points for every $1 spent using the card on entertainment. Along with this, you would be provided with two points for each dollar spent dining out, and one point per $1 for all other credit card purchases. Finally, during each billing cycle, you would earn yet another 25 points. All the points earned never expire so you can use them at your leisure.
